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A Little Bit Of Help

The cost of health insurance is crazy expensive.  I get so angry and so confused trying to figure out what plan will fit my family’s needs best, what deductible range should we be in, what-the-what and which way did they go?!  Geez!  And just when you think you have things organized, you receive information that what you thought was covered wasn't and a nice sized bill is in your mailbox.

You would think by the time you're older health insurance costs would be less.  In my mind I think it should be a service where your monthly payments are put into your “account”. When you need to visit the doctor, etc. you use your insurance funds.  What you don’t use stays in your account until you need it.  But no, health insurance doesn’t work that way.  Costs only seem to increase when you're older.

There are servers that will provide assistance in covering the costs of deductibles and co-payments, otherwise known and Medicare Supplement Insurance, and I believe it is a service worth looking into.  When deciding which supplement will work best for your plan you will still need to look through all of the lovely descriptions of various plans, but in the end, it's worth it.  Any kind of financial relief is helpful.

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3 comments:

  1. The only thing I know about insurance is a healthcare savings account otherwise known as HSA. It's nice, but has a very high end deductible. We have it set up so a little out of hubbys check goes in and it adds up, his employer also adds to it. We don't really need insurance but I guess it's nice to have just in case.

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  2. We are very lucky that we have very good health insurance through my husband's work. I am very thankful since I know so many people that have to deal with high deductibles etc.

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  3. At last we have a positive from living in the UK. Free health care for everyone. It might not be a perfect system but, at least it takes a lot of worry away!

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